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Ledger Nano X - The secure hardware wallet
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Ripple (XRP) on How Fintech Businesses Are Hungry For Regulatory Clarity

1 September 2020
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Ripple insights covered for how Distributed Ledger Technology (DLT) is going to have an incredible impact on financial services to be the major reason for greater financial inclusion leading to economic growth in economies that are beginning to emerge in developing nations.

Ripple tweeted:  “Learn why @CodeXCoasts former senior advisor to President Obama, thinks #DLT will help our arcane financial infrastructure.”

Ripple Insights points to Adrienne Harris, who used to be an Assistant to President Obama during his administration as a Senior Advisor in the U.S. Department of the Treasury.

Adrienne points to how she is able to see the US government sending checks through mail to stimulate the economy during the COVID-19 crisis.  She points to how technology can be used to improve the current financial system.

Considering the delay involved in the process of sending stimulation checks in mail, Adrienne states, “It highlights how arcane our financial infrastructure is,” further stating, “Today’s experience presents a unique opportunity, especially in the U.S., to prompt a discussion around financial infrastructure, and, of course, DLT could be a huge part of that.”

Ripple reports that regulators being very slow is one of the major problems for DLT.  Further opined that there is a requirement for transparent regulation.  There is a lot of clarity required in the industry.

Sydney Ifergan, the crypto expert tweeted:  “Ripple (XRP) are right about reinstating on regulation every time. Valuable technology is not put to full use due to regulatory glitches leading to problems in mass adoption.” 

Ripple (XRP) on How Fintech Businesses Are Hungry For Regulatory Clarity

She expressed that Fintech businesses are hungry for regulatory clarity.  She clarified that businesses are not interested in overly burdensome regulation, but that they are looking for clarity on the rules of the road.

Adrienne opines that there should be lot of engagement from policymakers, finance incumbents, startups, and innovators to get this going forward beyond the geographic divides.

She pointed to “We’ve got business school people, policy school people, engineering school people all engaged in different projects related to UBRI.” Thus, placing emphasis on interdisciplinary engagement in real-world problem solving. It takes different lenses to arrive at a solution on hard problems.

UBRI supports a lot of research which will accelerate academic research, technical development and innovation in blockchain, cryptocurrency and digital payments at leading universities around the world.  All of these are crucial to ensure financial inclusion of the unbanked and of course mass adoption of XLM and other crypto in the long run.



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